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Privacy Policy
At your privacy is important to us. This Privacy Policy describes the information we collect and how we use that information and applies if you have applied for service with, or if you are a current or former customer. This Privacy Policy is effective as of January 1, 2007.

1. Protecting the Privacy of Customer Information
We are committed to protecting your privacy and providing a secure online experience. We maintain physical, electronic, and procedural safeguards that comply with federal standards to transmit and store information about you. For instance, we use computer virus protection software, firewalls, and Secure Socket Layer (SSL) for data transmission.

2. Information We Collect About You
We collect "nonpublic personal information" about you from several sources:

  • Information you provide on your application
  • Transaction and experience information with us
  • Information from a consumer reporting agency
  • Non-personally identifiable information such as URL and TCP/IP information

3. How We Use Information We Collect
The information we collect about you is primarily used to provide services to you and contact you regarding administrative notices. We may also use your information to resolve disputes, troubleshoot problems, and enforce our agreements with you, including our Terms and Conditions, Application Agreement, Loan Agreement, and this Privacy Policy. Although we may disclose information we collect and retain, its use will be limited to what we reasonably believe is appropriate and necessary to carry on our business and to provide the quality of service you expect and deserve.

4. Parties To Whom We Disclose
We do not sell, trade, or rent your information to others without your express consent, except as set forth below or otherwise allowed by law. We only provide these parties the information they need to provide services, and they are prohibited from using the information for any other purpose.

  • Information we share with Affiliates:
    • Some of our services are provided using our affiliates, and we share nonpublic personal information with them.
  • Information we share with Third Parties:
    • We use certain non-affiliated third parties as service providers, and we share nonpublic personal information with them.
  • Information we share with Financial Institutions:
    • We may disclose information we collect to financial institutions with whom we have a marketing and servicing agreement such as banks and our affiliates.

5. Choices Regarding Collection, Use, and Distribution
We may send you email regarding our service from time to time. We may send out periodic emails informing you of technical service issues related to a service you requested. You will not be able to choose to unsubscribe from these mailings as they are considered an essential part of the service you have chosen.

6. Accuracy of Your Account Information
We have established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable industry standards. We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any information we determine to be inaccurate.

7. Changes to this Privacy Policy
Since circumstances and technologies change, we reserve the right to change or remove portions of our Privacy Policy at any time without prior notification. If the changes are substantial, such as adding a category of information that we will disclose to a third party, we will notify existing customers by email and give them an appropriate time period to opt out of the disclosure.

8. Who Do You Contact With Questions?
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us by sending a letter to:
Customer Service
P.O. Box 241525
Montgomery, AL 36124-1525

To find the most convenient location, simply select your city and state from the menus below or give us a call at 1-877-PAYDAYNOW.
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